Ron has been insurance
professional for over 30 years. He provides individuals and
small businesses with his expertise with a personal touch.
Catherine has been a licensed insurance agent since 2006. Her age enables her to have a unique perspective when helping her younger clients.
Preferred Provider Organization Plans (PPOs)
Preferred Provider Organization (PPO) Plans allow you to choose a doctor or hospital from a list of "preferred" providers in order to receive full benefits. If you go to a doctor or hospital who is not on the list, the plan may cover a smaller percentage or none of your costs. Check with the insurance carrier BEFORE you use the plan to make certain your physician or hospital is a contracting provider. Make certain your doctor refers you to other providers who are on the list, or who the carrier agrees to pay at the "preferred" rate.